Health Insurance for individuals under 65 and their families
Health Insurance
We can help you compare plans on and off the marketplace exchange. The healthcare exchange is where individuals and families shop for, compare, and enroll in affordable health insurance plans, offering options from different insurers, financial help (tax credits) based on income, and pathways to Medicaid/CHIP. It's the core of the Affordable Care Act (ACA) for personal coverage, providing standardized, regulated plans. All information on this site is protected by HIPPA.
Carriers on the Exchange
In South Dakota, the three primary carriers available on the exchange are Avera Health Plans, Sanford Health Plan, and Wellmark Blue Cross and Blue Shield of South Dakota. We can evaluate all options to assist you in making the best decision.
Open Enrollment November 1 - January 15
Open Enrollment is over, but you can change or enroll in health care plans within 60 days if you've had a special life event, such as:
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Loss of Coverage:
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Losing job-based or other insurance.
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Household Changes:
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Marriage, childbirth, divorce, or death in the family.
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Moving:
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Changing your ZIP code or county new plans.
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Income Changes:
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Gaining or losing subsidies, or income dropping below 150% Federal Poverty Limit.
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Other:
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Aging off a parent's plan, release from incarceration, or enrollment errors.
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You can use this link to shop for plans on the marketplace. Fill any information out that suites you and we will can help with the rest
